Look Back Question


Just ordered the Medicaid Secrets book, but have two questions I would love to get some info. about before the book arrives.

Background: Parents are in PA and father will likely enter nh within a year due to the progression of a degenerative disease. Mother in good health and to remain at home. We are trying to find ways to protect assets for her.

1. My parents have routinely given b-day and holiday gifts via cash, check and through savings bond purchase. Individual gift amts. range from $100 – $1000. How will these be considered during a Medicaid look back review. Will they be tallied and subject to the penalty. Is there any benefit to be able to show that there is a consistent pattern of giving?

Thanks very much