SSDI and owning property

According to a government report, “The SSDI program is an insured program that provides benefits to individuals who have paid into the system and meet certain minimum work requirements. The SSI program, in contrast, is a means-tested program that does not have work or contribution requirements, but restricts benefits to those who meet asset and resource limitations.”

In other words, there are no asset limits for the SSDI program like there are for SSI and Medicaid. As such, the home can be owned outright or transferred, such as to a trust like you have mentioned.